TMS and Cigna
Cigna covers TMS therapy for both major depressive disorder (MDD) and adult obsessive-compulsive disorder (OCD) when medical necessity criteria are met — one of the broader coverage policies among major insurers.
For MDD, Cigna requires a diagnosis of moderate-to-severe depression without psychosis, along with documentation that two or more antidepressants from different drug classes — each tried for at least four weeks at a therapeutic dose — didn't provide relief (or weren't tolerated).
Cigna has moved to reduce prior authorization requirements for TMS in many plans — but requirements can still vary by plan, so we confirm this for you before scheduling.
An initial course typically covers 30–36 sessions. Repeat courses may be covered after a relapse if your prior course achieved at least 50% improvement that lasted two months or longer.
Your specific out-of-pocket cost depends on your Cigna plan. We can help you confirm your benefits before your first session.
Spravato® and Cigna
Cigna covers Spravato® (esketamine) for adults with treatment-resistant depression or major depressive disorder with acute suicidal ideation, when clinical criteria are met.
You'll generally need to be 18 or older, with a confirmed diagnosis, and documentation of an inadequate response (25% or less symptom improvement) to at least two antidepressants from different classes, each used at a therapeutic dose for a minimum of six weeks.
Prior authorization is required, and Spravato® must be prescribed by, or in consultation with, a psychiatrist. Initial approval is typically granted for 6 months.
Spravato® can only be administered at a clinic certified under the FDA's REMS program. Led Life LLC is a certified authorized SPRAVATO® provider.
Cost depends on your specific Cigna plan. We can help you check your benefits before treatment starts.
Coverage policies above reflect Cigna's generally published Coverage Policies and can change — we're happy to help confirm your specific benefits before your appointment.
Questions About Your Coverage
Contact our office to confirm your specific plan and benefits before your appointment.
Phone: (507) LED-LIFE
507-533-5433
Ellicott City (textable): 240-673-3236